What I do with my money in a bear market?

The first thing you need to do is to look for companies and funds that are going to be fine ten or twenty years down the road. If the market crashed tomorrow and caused AMCL(pran)'s stock price to fall 30%, people are still going to buy pran's product. The basics of the business haven't changed.
You must learn to separate the stock price from the underlying business. They have very little to do with each other over the short-term. When you understand this, you will see falling stock markets like a clearance sale at your favorite furniture store; load up on it while you can, because history has borne out that prices will eventually return to more reasonable levels.